Vehicle Titling and Auto Insurance
Reader’s Question:
My 22 year old son is giving a vehicle titled in his name to his sister. Do I have to title the vehicle in another name to take out insurance so my other son can drive? We live Cedar Rapids, Iowa.
Sarah
Cedar Rapids, IA
It is likely that you will need to have your 22 year old son sign the title of his vehicle over to you or your other son if he is handing over the ownership of the car. This will permit you or your son to be the owner of the vehicle and thus can register and insure it.
If the son that is receiving the vehicle is a minor, under 18, you will likely need to also sign paperwork with him since documents such as an auto insurance policy is a legal contract and generally minors are generally not allowed to enter into a binding legal contract without a parental or legal guardian signature as well.
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