Reader’s Question:

My 18 year old daughter is covered under our car insurance policy in Manchester, New Hampshire. She does not have car insurance on her vehicle. Is she covered if she gets into an accident while driving her own car?

Vince

Manchester, NH

The state of New Hampshire does not require auto insurance but if you are at fault in an accident and you did not have car insurance coverage, you will be required to obtain one.

I suggest that if you own a car you obtain at least some type of bodily injury coverage and property damage coverage.

Since the car of your 18 year old daughter is not listed on your car insurance policy in Manchester, New Hampshire it is unlikely that your insurance carrier would cover her if she gets involved in an accident while driving her vehicle. You will need to verify with your insurance carrier to know for sure if she is covered in her vehicle.

Tags: auto insurance, teen insurance, Young driver car insurance