SR-22 Auto Insurance
Reader’s Question:
Do I still need an sr22 if I have a full coverage in my car? I live in VT.
Bea
Thank you for asking Bea.
If you have been ordered that you are required to carry an SR-22 or financial responsibility certificate in Vermont, you will likely have to continue to maintain it even if you have insurance coverages beyond what it requires of you. The Vermont DMV states that an individuals that are ordered to file a SR22 certificate must carry it and have it on file with the department of motor vehicles for a minimum of three years without any lapses.
If you have not violated any VT laws and have not been mandated to acquire an SR-22 than your full coverage, which should include the minimum liability limits plus comprehensive and collision coverage, that should be enough to cover your vehicle. The minimum liability limits for Vermont are bodily injury $25,000 for one person up to $50,000 per accident and $10,000 for property damage in one accident.
Goodluck!
MariCAR
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