What should be expected if I were caught driving without insurance? Will the state require me to carry SR22 auto insurance for this instance? Thanks!

Millie

Los Angeles, CA

What else? Expect heavy fines for driving without insurance as you would pose as a risk for endangering yourself and common motorists. It is considered as violation of state laws since the state mandates every citizen to carry minimum liability insurance before he/she can drive.

Usually, penalty for driving without insurance vary from state to state. Some impose heavy fines, some not. You could also expect holding and impounding of your vehicle, your vehicle tag seized, and your license suspended. Also, it is definite that the state will require you to carry SR22 auto insurance since you are unable to show them financial responsibility. Usually, they will require you to carry this insurance for a period of not less than three years. It is also needed in order to retain validity of your license.

Worse come to worst if you were caught driving without insurance and have been involved in an accident. You could face jail time and would also be exposing yourself to both legal and financial constraints–the burden of paying damages and injuries out of your own pocket. To avoid the hassle of going through this, it would be wise to get yourself insured.

My daughter is planning to move from Idaho to Greeley, Colorado. When can he change car insurance?

Sam

Greeley, CO

Yes, your daughter will need to change his insurance coverage however she may not need to change her car insurance carrier. Your daughter should notify her current Idaho insurance company that she is planning to move in Greeley, Colorado and know how long they will continue coverage on her automobile. She need to know the CO State laws for changing over the registration, title and driver’s license when she is a new resident of Colorado because this should help her decide when she should change over her car insurance.

The Colorado Division of Motor Vehicles (DMV) states that if you are a CO resident who drives an automobile or motorcycle on public roads and highways in the state of CO, you must have the appropriate valid Driver’s License. A resident is defined as a citizen who has lived in Colorado for ninety continuous days; or upon becoming employed in Colorado, whichever comes first. So your daughter will need to get a new driver’s license within this time period in the state of Colorado.