SR 22 Auto Insurance Quotes

Reader’s Question:

Is there such a thing as sr 22 auto insurance? I am really confused about this.

Jacob

West Covina, CA

No. There is no such thing as sr 22 auto insurance.

What there is, however, is a sr 22. A sr 22 is a document or certificate that is required by the state to check if an individual is maintaining automobile insurance liability coverage. Since this is government-mandated, individuals in need of a sr 22 will be duly informed by the state’s Department of Motor Vehicles (DMV). More often than not, drivers caught driving under the influence, driving while intoxicated, and driving with an expired insurance policy are required to get a sr 22.

The sr 22 may be mistaken as sr 22 auto insurance because it must be filed by an insurance firm that officially operates within the area. By filing the sr 22 with the DMV, the driver, whose driving privileges have been suspended, can officially use a vehicle once again, for a period of three years. Once the three-year “probationary period” has been fulfilled, these rehabilitated drivers will have their licenses officially renewed.

With the number of insurance providers offering sr 22 filing services, it would be best to check the state DMV website to find out which companies work more efficiently to adequately reinstate driving privileges.

Non Owner SR22 Insurance Online

Reader’s Question:

Can I use a “Non-Owner” SR22 insurance policy if I own a car and already have insurance?

Linda

Thank you asking Linda.

Yes.

One common option with an SR22 requirement is to buy a “non-owner”, or “named-operator” policy. This insurance policy is issued to supplement your existing insurance policy, and meets the state’s minimum liability insurance requirements for license release. With sr22 there is no communication with your existing insurance provider, and the policy is issued faster and discreetly. Once your required time is completed and satisfied, you can cancel or terminate the SR22 policy and continue your existing insurance uninterrupted. A “non-owner” SR22 policy is usually the least expensive alternative, and by far the most popular product.

Goodluck!

MariCAR