Should the Damaged Car Be Repaired in The Insurance Company Preferred Shop?
Reader’s Question:
In Illinois, is there a law that say I am required to take their damaged vehicle to the insurance carriers referred shop?
Clark
Springfield, IL
No I am not aware of any law that say you can take your damaged car to your Springfield, Illinois insurance carrier’s referred repair shop.
You are not required in the state of Illinois to use the insurance carrier’s preferred shop, or any that they referred you to. The Illinois Department of Insurance states that you are not required to use your car insurance carrier’s suggested repair shop for your wrecked car to be repaired. So you may be able to choose your own shop to repair your car but, if your repair shop charges more than the insurance provider suggested shop, you may probably have to pay the difference.
According to the Illinois Department of Insurance there is no law that states limits the number the company can ask for or how many estimates you must submit. Your insurance carrier may ask for various estimates to determine the median cost to fix your car.
How Long Auto Insurance Claims are Processed
Reader’s Question:
If I got into an accident in another state, how long will it take for the insurance claim to be processed if I am at fault? I have my insurance with the insurer in Indianapolis, Indiana.
Edward
Indianapolis, IN
The amount of time it takes to process your car insurance claim is the same regardless of where it happens. The amount of time it takes can differ on several factors such as how timely both parties respond, amount of injuries and/or damage caused, number of claimants involved, etc.
Insurance providers in Indianapolis, Indiana like to process insurance claims quickly as it is in all party’s involved best interest to do so. You can ask the insurance claims adjuster how long he or she expects that it might take given the specific information with regards your particular car insurance claim.
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