When to Change Car Insurance
Reader’s Question:
My daughter is planning to move from Idaho to Greeley, Colorado. When can he change car insurance?
Sam
Greeley, CO
Yes, your daughter will need to change his insurance coverage however she may not need to change her car insurance carrier. Your daughter should notify her current Idaho insurance company that she is planning to move in Greeley, Colorado and know how long they will continue coverage on her automobile. She need to know the CO State laws for changing over the registration, title and driver’s license when she is a new resident of Colorado because this should help her decide when she should change over her car insurance.
The Colorado Division of Motor Vehicles (DMV) states that if you are a CO resident who drives an automobile or motorcycle on public roads and highways in the state of CO, you must have the appropriate valid Driver’s License. A resident is defined as a citizen who has lived in Colorado for ninety continuous days; or upon becoming employed in Colorado, whichever comes first. So your daughter will need to get a new driver’s license within this time period in the state of Colorado.
New Vehicle Insurance Vs Older Vehicle Insurance
Reader’s Question:
Is car insurance more expensive for a new vehicle as opposed to an older vehicle?
Peterson
Anaheim, CA
Generally an older used car will cost less to insure since it is worth less than a brand new vehicle normally. In addition, cost of parts and repair tend to be lower for a used vehicle compare to a new vehicle and thus if the vehicle must be repaired after a wreck the expense should be less for the insurance company to fix the used vehicle.However it will still depend on the type of car as well as the age of it.
If you are looking for a vehicle to purchase and are trying to decide between a older car or a new vehicle in Anaheim, CA, you can obtain a car insurance quote on each car to check what the price difference would be for each to be insured.
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