Do I Need to Get Car Insurance for a Inoperable Car
Reader’s Question:
If I have a car in Arcadia, California that has been off the road for more than a year now because it is in the process of being repaired. My question is, do I still need to register and insure it?
Julian
Arcadia, CA
You need to contact your local Department of Motor Vehicles in Arcadia, California to verify if you need to keep this car registered and insured.
In California they have more strict guidelines for inoperable vehicles. California law requires cars to be currently registered if they are driven, stored, towed, parked on public highways or roads or parked in an off-street public parking facility at any time during the period of registration.
If you have an inoperable car in California , you can apply for non-operational status on the car and pay a planned non-operation (PNO) fee. Once this status is placed on a vehicle’s record, it stays until you decide to drive the car and pay full registration renewal fees.
Vehicle Titling and Auto Insurance
Reader’s Question:
My 22 year old son is giving a vehicle titled in his name to his sister. Do I have to title the vehicle in another name to take out insurance so my other son can drive? We live Cedar Rapids, Iowa.
Sarah
Cedar Rapids, IA
It is likely that you will need to have your 22 year old son sign the title of his vehicle over to you or your other son if he is handing over the ownership of the car. This will permit you or your son to be the owner of the vehicle and thus can register and insure it.
If the son that is receiving the vehicle is a minor, under 18, you will likely need to also sign paperwork with him since documents such as an auto insurance policy is a legal contract and generally minors are generally not allowed to enter into a binding legal contract without a parental or legal guardian signature as well.
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