SR 22 Auto Insurance Quotes

Reader’s Question:

Is there such a thing as sr 22 auto insurance? I am really confused about this.

Jacob

West Covina, CA

No. There is no such thing as sr 22 auto insurance.

What there is, however, is a sr 22. A sr 22 is a document or certificate that is required by the state to check if an individual is maintaining automobile insurance liability coverage. Since this is government-mandated, individuals in need of a sr 22 will be duly informed by the state’s Department of Motor Vehicles (DMV). More often than not, drivers caught driving under the influence, driving while intoxicated, and driving with an expired insurance policy are required to get a sr 22.

The sr 22 may be mistaken as sr 22 auto insurance because it must be filed by an insurance firm that officially operates within the area. By filing the sr 22 with the DMV, the driver, whose driving privileges have been suspended, can officially use a vehicle once again, for a period of three years. Once the three-year “probationary period” has been fulfilled, these rehabilitated drivers will have their licenses officially renewed.

With the number of insurance providers offering sr 22 filing services, it would be best to check the state DMV website to find out which companies work more efficiently to adequately reinstate driving privileges.

Teen SR22 Automobile Insurance

Reader’s Question:

My 18 year old daughter is covered under our car insurance policy in Manchester, New Hampshire. She does not have car insurance on her vehicle. Is she covered if she gets into an accident while driving her own car? She has a DUI on her record, so I guess she still needs SR22 coverage

Vince

Manchester, NH

The state of New Hampshire does not require auto insurance but if you are at fault in an accident and you did not have car insurance coverage, you will be required to obtain one.

I suggest that if you own a car you obtain at least some type of bodily injury coverage and property damage coverage.

Since the car of your 18 year old daughter is not listed on your car insurance policy in Manchester, New Hampshire it is unlikely that your insurance carrier would cover her if she gets involved in an accident while driving her vehicle. You will need to verify with your insurance carrier to know for sure if she is covered in her vehicle.