How to Remove New Jersey Car Insurance Points
Reader’s Question:
Is there any program that I can enroll in or is there anything that I can do to reduce two points off my NJ license?
New Jersey does have ways in which licensed NJ drivers can reduce points from their MVR.
Up to three points can be subtracted from your driving record point total one year after:
- your license restoration; or
- your last point violation; or
- your driving record was violation or suspension free for the past year;
- you complete an MVC driver improvement program offered to problem drivers selected by the MVC. You can receive credit only once every 2 years.
- the last time annual safe driving points were subtracted from your record;
You total points will never go below zero. If you go without license violations or traffic violation for many consecutive years though you can zero out your total points. For the 2 points you have currently, you may contact the New Jersey Motor Vehicle Commission to find an approved traffic school to attend so that two points can be remove from your record.
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