How Many Car Insurance Points it Takes to Be Considered High Risk?
Reader’s Question:
I live in Flint, Michigan and I would like to know how many points does it take to be considered a unsafe or bad driver for insurance purposes?
Dan
Flint, MI
Michigan has a point system in which each moving violation has a point value, which is set by Michigan Vehicle Code law. Points are assessed and put on your driving record after you have been found guilty or convicted of or responsible for a civil infraction. Points placed on your driver record (MVR) stay there for two years.
The amount of points in which it takes for an insurance provider in Flint MI to determine you as an unsafe driver will depend on the individual insurance carrier since insurers differ on how they use these violations to determine your auto insurance rates or if you are a high risk driver. To check your insurance carrier’s rating system you can contact them or your state’s insurance regulator since auto insurance rates must be filed with this agency.
Also Michigan has decided that if you accumulate seven or more qualifying points on your driving record or are convicted of specific moving violations you will have to take part in the Driver Responsibility Program.
How Many Car Insurance Points it Takes to Be Considered High Risk?
Loading ...