Vehicle Titling and Auto Insurance
Reader’s Question:
My 22 year old son is giving a vehicle titled in his name to his sister. Do I have to title the vehicle in another name to take out insurance so my other son can drive? We live Cedar Rapids, Iowa.
Sarah
Cedar Rapids, IA
It is likely that you will need to have your 22 year old son sign the title of his vehicle over to you or your other son if he is handing over the ownership of the car. This will permit you or your son to be the owner of the vehicle and thus can register and insure it.
If the son that is receiving the vehicle is a minor, under 18, you will likely need to also sign paperwork with him since documents such as an auto insurance policy is a legal contract and generally minors are generally not allowed to enter into a binding legal contract without a parental or legal guardian signature as well.
What Happens to Car Insurance if the Car Owner is in Jail
Reader’s Question:
If a person is in jail and he own a vehicle, how will he insure it? He wont be out anytime soon. If he doesnt carry car insurance then his tag won’t get renewed. But he doesnt drive it. How should he go about doing this?
Paul
Los Angeles, CA
Most states would require that one should maintain insurance on the car if it is currently registered. It is possible that if he is not driving the car that he may not have to insure it. He could cancel the registration and return the tag. He can still insure the car if you wish to do so. He could buy an auto insurance policy like he ordinarily would. He could use the street address where the vehicle is being kept and you could continue to be the named insured. He can easily and quickly get a car insurance quote and purchase his policy online.
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