Do I Need to Get Car Insurance for a Inoperable Car
Reader’s Question:
If I have a car in Arcadia, California that has been off the road for more than a year now because it is in the process of being repaired. My question is, do I still need to register and insure it?
Julian
Arcadia, CA
You need to contact your local Department of Motor Vehicles in Arcadia, California to verify if you need to keep this car registered and insured.
In California they have more strict guidelines for inoperable vehicles. California law requires cars to be currently registered if they are driven, stored, towed, parked on public highways or roads or parked in an off-street public parking facility at any time during the period of registration.
If you have an inoperable car in California , you can apply for non-operational status on the car and pay a planned non-operation (PNO) fee. Once this status is placed on a vehicle’s record, it stays until you decide to drive the car and pay full registration renewal fees.
How to Remove New Jersey Car Insurance Points
Reader’s Question:
Is there any program that I can enroll in or is there anything that I can do to reduce two points off my NJ license?
New Jersey does have ways in which licensed NJ drivers can reduce points from their MVR.
Up to three points can be subtracted from your driving record point total one year after:
- your license restoration; or
- your last point violation; or
- your driving record was violation or suspension free for the past year;
- you complete an MVC driver improvement program offered to problem drivers selected by the MVC. You can receive credit only once every 2 years.
- the last time annual safe driving points were subtracted from your record;
You total points will never go below zero. If you go without license violations or traffic violation for many consecutive years though you can zero out your total points. For the 2 points you have currently, you may contact the New Jersey Motor Vehicle Commission to find an approved traffic school to attend so that two points can be remove from your record.
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